Is A Wedding Loan The Right Choice For You?

Atmosphere Productions - Wedding Loan - Hubert & Alka for HK Photography




Is A Wedding Loan The Right Choice For You?









The National Average Cost of a Wedding was $33,391, down from $35,329 in 2016!!! 









This includes the ceremony, dresses, tuxedos/suits, flowers, cake, food/drinks, photography, DJ, event hall, decorations, honeymoon, and more.  So it’s no surprise that the cost of a wedding can be tough to swallow…and for some, difficult to afford.









What Are Wedding Loans?








A Wedding Loan isn’t something your financial institution will have on their register of products. Rather, they will issue you a personal loan you can use to finance wedding expenses.









When you get a personal loan, you will receive all your money upfront. You can get an unsecured personal loan for your wedding — which means you won’t have to put up any collateral — but you will have to make monthly payments throughout a set term.









Personal loans come with either fixed or variable interest rates. Fixed rates tend to look higher when you’re comparing loan options, but because they stay stable throughout the course of your loan term, your loan payments and costs are predictable. Variable rates change with the market, so you may see increased rates after you start paying, making monthly payments less predictable.









With good credit and a favorable debt-to-income ratio, you may be able to get a personal loan with an interest rate much lower than a credit card APR, but rates vary widely by lender, loan term, loan amount and application qualifications.









How To Avoid Financing A Wedding With Loans or Credit








It’s never a good idea to go into debt for something you can’t afford. So keep your cost down so that you don’t go over budget.  Keep your guest list as small as possible.









And finally, WAIT.  Yes, waiting to get married in order to save for a more lavish event is another option. If you must have a big, expensive wedding, then take the time to save instead of going into debt.









Check out this guide for more information.









Photo Credit: HK Photography









RELATED POSTS:




5 Frivolous Wedding Details That Will Rack Up Your Wedding Budget
2017 Real Weddings Study













Atmosphere Productions LLC is a CT Wedding DJ. Therefore, we provide professional mobile entertainment service, Music, Reception Entertainment Directors, MC and DJ’s. Primarily for Weddings in the Greater Hartford area but throughout Connecticut, Massachusetts, New York, Rhode Island and in the New England area.





Therefore, we specialize in wedding disc jockey entertainment. Plus, radio and club dj’s, corporate and business events, and voice-over services. In addition, we can provide photo booth rentals, live music, ceremony musicians, strolling violinist, guitarist, cocktail and chamber musicians, custom lighting & wedding uplighting, custom song editing.





For further information




visit our website at www.atmosphere-productions.com
Contact us TODAY for FREE information. Additionally, for free tips and suggestions visit our FACEBOOK page.





DJ Sam
Sylvester Samuels
Reception Entertainment Director
As featured in Eric and Amanda’s winning wedding on the season finale of TLC’s TV
“FOUR WEDDINGS”









Couples’ Choice Awards™ 2014-2019, Bride’s Choice Awards™ 2011-2013 and Gold Rated Awards™ 2011-2013





Atmosphere Productions LLC
Professional Disc Jockey Entertainment
PO Box 330303
West Hartford, CT 06133-0303
Phone: 860.231.7141
Skype: atmosphereproductions
Celebrating over 30 Years in the Wedding/DJ/Entertainment Music Business
Member of The West Hartford, CT Chamber of Commerce
DJ Times ~ Mobile DJ Of The Month
Former WKND Radio Air-Personality





Copyright © 2019 Atmosphere Productions™ LLC All Rights Reserved.



Is A Wedding Loan The Right Choice For You?

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