Does My Wedding DJ Need Liabilities Insurance?



Typically, your banquet facility isn’t going to disappear in the dead of night with your deposit (although a few have in the past few years)….

When looking for wedding vendors, it can be a concern laying down a deposit for your photographer, DJ or videographer a year or more in advance of your wedding date. You really don’t know them. Many do not have large offices or store fronts.

One way to distinguish one vendor from another is asking to see their Liability Insurance policy. Why? If a wedding vendor runs their company in a professional manner, then Liability Insurance is never an option. It is a must and simply a way of doing business.

If a DJ is setting up their equipment and accidently drops a heavy speaker on someone’s foot braking it, the DJ would be covered if the individual they injured seeks damages. Without the Liability Insurance they could be sued and be out of pocket the defense cost in addition to anything the court awards the plaintiff.

There are many banquet facilities that require proof of Liability Insurance before vendors can work in a particular venue. Sometimes the facility uses this need for Liability Insurance as a way to persuade potential clients to choose only vendors on their recommended list.

Atmosphere Productions LLC carries a minimum of $1,000,000.00 in Liability Insurance coverage. We are qualified to work in virtually any venue hosting any type of event anywhere in North America.

Beware of vendors, especially CT wedding DJ’s, that are not covered by proper Liability Insurance. Don’t let them tell you that it is a cost issue (Professional Liability Insurance is as low as $150/year through a professional organization or association). It’s just a sign of poor business practices if you don’t have it.


Atmosphere Productions LLC is a CT Wedding DJ, providing professional mobile entertainment service, Music, Reception Entertainment Directors, MC and DJ’s primarily for Weddings in the Greater Hartford area but throughout Connecticut, Massachusetts, New York, Rhode Island and in the New England area.

Specializing in wedding disc jockey entertainment, radio and club dj’s, corporate and business events, photo booth rentals, ceremony musicians, strolling violinist, guitarist, cocktail and chamber musicians, custom lighting, custom song editing and voice-over services.

For further information visit our website at

Contact us TODAY for FREE information.

DJ Sam

Sylvester Samuels

Reception Entertainment Director

As featured in Eric and Amanda’s winning wedding on the season finale of TLC’s TV


Couples’ Choice Awards™ 2014, 2015, Bride’s Choice Awards™ 2011-2013 and Gold Rated Awards™ 2011-2013

Atmosphere Productions LLC

Professional Disc Jockey Entertainment

PO Box 330303

West Hartford, CT 06133-0303

Phone: 860.231.7141

Skype: atmosphereproductions

Celebrating over 30 Years in the Wedding/DJ/Entertainment Music Business

Member of The DJ Network

Member of The West Hartford, CT Chamber of Commerce

Member of The Association of Professional Entertainers

DJ Times ~ Mobile DJ Of The Month

Former WKND Air-Personality

Copyright © 2016 Atmosphere Productions™ LLC All Rights Reserved.

Does My Wedding DJ Need Liabilities Insurance?

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